Desk Review Report - Palm Beach Appraiser: TruValue Real Estate Services

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Desk Review Report (FNMA 2006)
The Desk Review Report (FNMA 2006) typically requires less time and effort because it is performed in the office and does not require a trip to the property. The desk review does not require the reviewer to look for other comparables but assumes the original appraiser used the best comps that were available.

The main focus of the desk review is with the technical aspects of the report. By technical I mean how the appraisal is put together and that it meets Uniform Standards of Professional Appraisal Practice (USPAP) guidelines. In addition, it looks at the logic and reasoning within the report that the appraiser used to arrive at their final opinion of value.

One small example of what an appraiser performing a desk review might look at is how an adjustment was applied. For example, if a comparable was larger than the subject was the direction of the adjustment correct. We’re all human and sometimes appraisers make mistakes by adding when they should have subtracted, which can have a material effect on the final opinion of value

An appraiser’s job within the report is to describe or tell a story of value in such a way that the reader will understand the reasoning that was used. A review will look to see if they described in sufficient detail how the value was arrived at and if the evidence (sales comparables) support that.

The desk review’s main purpose is to make sure the appraisal was performed per USPAP guidelines. If the review appraiser discovers that the report was deficient in this respect the lender can use the results to question the accuracy of the value arrived at in the original report and as a “grading” tool for the appraisers performance.

The TruValue Difference

TruValue prides itself on producing the most accurate and timely appraisals possible by:

  • Using Intelligent Quality Control, our pro-active quality control process that leads to more one-touch appraisals
  • Organizing customer service around you, with a single point of contact – no more being transferred from person to person
  • Being singularly focused on residential real estate valuation and your success

TruValue offers a Desk Review Report as part of its suite of residential appraisal products. To learn more about TruValue’s appraisal services, contact us today at 561-568-5515.

When you order an appraisal report from us, you can expect. . . .

  • Prompt response to your initial inquiry: We will give you personalized information for your particular appraisal need. Just tell us your situation and we will make suggestions. Do you want to sell your home quickly or for the highest value?
  • Quick turnaround time: Typically 2-3 days from the date the request is received. If you've chosen to receive a copy of your appraisal or consulting report via the Internet (EDI), you'll receive it within MINUTES of its completion.
  • Appraisal and consulting reports formats to suit YOUR needs: When it comes to appraisal and consulting, "One size does NOT fit all!" We offer a variety of report types and delivery methods. We can deliver your report attached to a standard email, or notify you of an Internet site to download your report, the MINUTE it's completed!
  • Quick response to follow-up questions: Our reports are clearly written, understandable, and meet or exceed the Uniform Standards of Professional Practice that governs the appraisal practice. If you have any questions regarding your appraisal, after you've read the report, we encourage you to email or call us!


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